Accounting for owner-operated businesses

Your books, taxes, and payroll. Handled.

Meridian runs the financial back office for more than two hundred small businesses: clean monthly books, returns filed early, payroll that never misses. You run the business. The numbers arrive done.

Tax forms, a calculator, and a cup of coffee arranged on a desk
Filing season, under control.

214

Businesses on monthly bookkeeping

9

States filed in the 2025 season

5

CPAs and enrolled agents on staff

0

Missed payroll runs since 2019

Services

Four services. One steady monthly rhythm.

Everything is fixed-fee and scoped in writing. You will never open an invoice from us and be surprised by it.

01 · Tax

Tax preparation

S-corp, partnership, and individual returns, filed early enough that the numbers still help you plan.

  • Entity and owner returns prepared together
  • Quarterly estimates calculated and scheduled
  • Notice and audit correspondence handled

02 · Books

Bookkeeping

Monthly close by the 10th: categorized, reconciled, and reviewed by a person who knows your business.

  • Accrual or cash basis, your call
  • Receipt capture included
  • Owner report in plain English monthly

03 · Payroll

Payroll

On time, every time, with the filings that follow it done in every state you hire.

  • Multi-state registration and filings
  • Contractor 1099s every January
  • Benefits and retirement deductions synced

04 · Advisory

Fractional CFO

A senior finance mind in your corner for pricing, cash, hiring math, and the big purchase decisions.

  • 13-week cash forecast, kept current
  • Margin and job costing reviews
  • Lender-ready statements when you need them

How engagement works

From first hello to handled, in three steps

01

Intake

Five questions, about two minutes, in the intake assistant below. Structure, services, and size.

02

Proposal

A fixed-fee engagement proposal within two business days. No hourly meters, no open-ended scopes.

03

Handoff

One call to collect access and history. We take the books from there, and your old backlog with them.

Person taking notes with a pen beside a coffee cup in soft window light

Industries

Businesses we know cold

Every industry books revenue differently. We staff advisors by industry so the questions you get asked are the right ones.

Trades and contractors

Job costing, retainage, equipment depreciation

Restaurants and cafes

Tip reporting, vendor reconciliation, thin margins

Clinics and practices

Provider comp models, equipment financing

Agencies and studios

Retainer revenue, contractor pools, WIP

E-commerce

Sales tax nexus, inventory, marketplace fees

Nonprofits

Fund accounting, 990s, grant reporting

Resources

Tools we share with every engagement

For clients

2026 filing calendar

Every federal and state deadline that applies to you, mapped to what we need and when we need it.

For clients

S-corp owner pay worksheet

A defensible way to set reasonable compensation, updated for the current year's guidance.

For clients

Mileage and home-office log

The two deductions owners leave on the table most, with the records that survive review.

Get started

Tell us about your business

We retired the intake PDF. Answer a few questions here and we will match you with the right advisor and send a fixed-fee proposal within two business days.

Answers go straight to a senior advisor No obligation, no follow-up barrage Proposal in two business days